Credit Analyst

Company: Bull Moose Tube
Location: Chesterfield
Posted on: February 14, 2026

Job Description:

Job Description Job Description JOB TITLE: Credit Analyst PAYROLL STATUS: Exempt DIRECT REPORTS: N/A REPORTS TO: Director, Credit SUMMARY: The Credit Analyst supports the Director of Credit in overseeing all credit and collections activities.Thispositionisresponsibleforevaluatingcustomercreditworthiness,managing accounts receivable performance, and ensuring adherence to company credit policies. TheCreditAnalystplaysakeyroleinbalancingriskmanagementwithsalesgrowth - ensuring the company extends credit responsibly, collects receivables efficiently, and maintains positive relationships with customers and internal departments. This is a hybrid position. ESSENTIAL JOB RESPONSIBILITIES: Credit Risk and Management Review and approve customer credit applications within delegated authority. Analyze customer financial statements, trade references, and payment history to assess credit risk. Recommend credit limits, terms, or security instruments (such as deposits, guarantees, or letters of credit) for higher-risk accounts. Monitor open orders and exposure for designated accounts. Accounts Receivable Oversight Review daily credit and collections activities to achieve DSO and cash flow goals. Monitor aging reports and coordinate collection strategies for delinquent accounts. Approve credit holds & account releases. Collaborate with Sales to resolve billing or payment discrepancies. Support month-end closing, reporting, and reconciliation processes. Ensure consistent application of credit and collection procedures across all accounts. Recommend process improvements and automation opportunities within credit operations. Reporting & Communication Prepare and present regular reports on A/R aging, delinquency, and credit exposure. Assist the Credit Manager in developing departmental KPIs and action plans. Serve as acting Credit Manager in their absence. REQUIREMENTS: Strong knowledge of commercial credit principles, Excel and lien/bond ability to articulate in a manner that is thoughtful but Analytical ability to interpret financial statements and credit Solid understanding of manufacturing billing cycles and order-to-cash Excellent communication, negotiation, and interpersonal skills QUALIFICATIONS: Education: Bachelor's degree in Finance, Accounting, or Business Administration (or equivalent experience). Experience: 2-3 years of progressive credit and collections experience, preferably within a manufacturing or industrial environment. Thorough understanding of Credit Insurance Certifications: NACM certification (CBA, CBF) preferred but not required. Job Posted by ApplicantPro

Keywords: Bull Moose Tube, Columbia , Credit Analyst, Accounting, Auditing , Chesterfield, Missouri